Apply Online
It take several minutes from start to finish. We're designed with small businesses in mind, so we'll just need the basics about your business to make a decision.
Business loans
Use 5000 PLN 200 000 PLN to put your business plan in action
EU Guarantee
Up to 200 000 PLN
Access loans tailored to your needs
Quick Approval
We’ll get back to you within 1 work day
No Extra Fees
Pay off your loan early without any added charges
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Share Your Business Info
We’ll ask you a few basic questions about you and your business and will ask some documents to help us understand your financial situation.
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Quick Decision
We’ll run a credit check, and usually get back to you with an offer within 1 work day.
Tailored business loan solutions
Business loan for working capital
- Cover Everyday Costs: Pay for rent, supplies, staff, and other daily expenses.
- Handle Unexpected Bills: Take care of emergency repairs, last-minute stock purchases, or surprise costs.
- Keep Cash Flow Steady: Use the loan to manage seasonal slowdowns or bridge gaps between payments.
Business loan for development and investment
- Grow Your Business: Hire more staff, expand services, or open a new location.
- Upgrade Equipment: Invest in tools, technology, or machinery to enhance efficiency.
- Scale Your Operations: Boost marketing, enter new markets, increase inventory, support R&D, and improve supply chain logistics.
Clear and Simple Pricing
We believe in transparency. You’ll only pay interest on the money you use, with rates starting at just 1.4% per month. There are no hidden fees or long-term contracts.
Secure and Transparent
European Code of Good Conduct
This quality mark confirms we operate honestly, ethically, and meet the highest standards of responsible lending.
Data Security
Your privacy is our priority. We ensure that all your information is fully protected, as we take data security very seriously.
No Hidden Fees
Transparency is key—there are no hidden fees or surprises. You’ll always know exactly what you’re paying for.
What You Need to Apply?
We welcome applications from all businesses that meet these criteria:
- Is limited liability company
- More than 1 year old
- With up to 10 employees
Here’s what we’ll need from you:
- Basic information about your business
- Bank statements from the last year (you can also link your account using Open Banking)
Apply Now and start your journey toward growth!
Finbee experts will find the best loan option for your business, saving you money. It’s free to see how much you can borrow—no cost, no commitment!
Frequently Asked Questions
How are you different from a bank?
We’re not a bank. We’re a company that’s built to help small businesses like yours. Our goal is to make it quick and easy for you to get the money you need without the complexity of traditional banks.
Can I repay early?
Yes, you can! Many of our customers choose to repay early to save on interest, and we don’t charge any fees if you decide to pay off your loan ahead of schedule.
How long does it take?
It only takes about 5 minutes to apply. Once we have all the details, you’ll usually get a decision within 1 working day.
What documents do I need?
We’ll ask for some basic info about you and your business, along with bank statements and a few other documents to help us understand your financial situation. We’ve made the process as easy as possible.
What are the requirements to apply?
We work with businesses that have been operating for at least 1 year. Your business needs to be based in Poland and run as a limited company.
Is it safe?
Yes, absolutely! We take your privacy and data security seriously to make sure all your information is fully protected.
Why Finbee?
Friendly Experts
Our team of friendly, knowledgeable experts is here to support you every step of the way. We believe in building trust and offering fair loan terms because we understand that helping your business grow benefits everyone.
Reliable Business Partner
Finbee is proud to be certified by the European Code of Good Conduct for Microcredit Provision, ensuring that we operate with integrity, honesty, and in line with responsible lending practices. You can count on us as a trustworthy partner.
Supportive Team
Small businesses are the backbone of the European economy, but accessing financing can be challenging. We’re dedicated to helping small and medium-sized businesses thrive by providing them with flexible and favorable loan conditions tailored to their needs.
Tailored Financing Solutions
We understand that every business is unique, which is why we offer personalized financing solutions. Our team takes the time to understand your specific needs and creates a loan offer that works for you—because your business deserves a custom solution.
Total Value of Financed Loans
By Finbee in all operating markets
112 037 080€
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6 129Number of
Successful Borrowers
What is most important to us?
Happy Customers
We believe that by understanding your business needs and lending responsibly, we can ensure happy customers—whether you’re borrowing or investing with us.
Transparency and Trust
We’re open and honest in everything we do. By clearly explaining our decisions and processes, we build trust and create strong, reliable relationships with our customers and employees.
Dedicated Team
Our team works together with a shared goal: to support your business. With a focus on teamwork and help, we create a positive work environment that leads to better customer service and helps us meet your expectations.