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Applying for a business loan doesn’t have to be complicated. We’ve simplified the process so you can focus on what matters—growing your business. Here’s a quick guide to help you understand how to apply, what you’ll need, and how we make it easy.

How to apply for a business loan?

Loan Amount
60 000 PLN
Loan Term
12 months
Prognosed monthy installment:
info
5815.11 PLN
  • 1

    Apply Online

    Enter the amount you need and provide basic business information. We’ll use this to create your account and guide you through the loan application. If you have any questions during the process, our team is here to help!

  • 2

    Tell Us About Your Business

    In just a few minutes, answer some simple questions about yourself and your business. We’ll ask for a few documents, like bank statements, to understand your business better and offer the most suitable loan options. We’re focused on small businesses, so we only ask for the essentials.

  • 3

    Get a Quick Decision

    We’ll run a credit check and evaluate your application. You’ll usually get an answer within one working day, depending on the amount requested.

What You Need to Apply

Your business must:

To apply, your business needs to be a limited liability company, at least one year old, with up to 10 employees.

We’ll ask for:

We’ll need some basic business information and bank statements from the past year. You can also link your account through Open Banking for a quicker process.

Loan Options

Working Capital Loan (up to 200,000 PLN)

  • Cover daily costs like rent, supplies, and payroll.
  • Handle unexpected bills or emergencies.
  • Keep cash flow steady during slow seasons or while waiting for payments.

Development & Investment Loan (up to 200,000 PLN)

  • Grow your business by hiring staff, expanding services, or opening a new location.
  • Upgrade equipment or technology to improve efficiency.
  • Boost marketing, increase inventory, and explore new markets.

FAQ

Once approved, you’ll just need to review and sign the online Credit Agreement and Personal Guarantee. Then, the funds will be transferred to your account.

Your bank statements help us offer a loan with terms that fit your business’s financial situation.

Yes! We take data security very seriously and follow all legal requirements to protect your information.

A Personal Guarantee ensures that the loan is backed by your commitment to repay.

You can borrow up to 200,000 PLN, and we’ll help you decide how much based on your business needs.

Yes, you can! Many customers repay early to save on interest, and we don’t charge any extra fees for paying off your loan ahead of time.

Have Questions? We’re Here to Help

 

Our team is available to assist you every step of the way.
Write us at: bok@finbee.com

Secure and Transparent

European Code of Good Conduct

We are committed to operating honestly, ethically, and with the highest standards of responsible lending.

Data Security

Your privacy is our priority, and we ensure that all your information is fully protected.

No Hidden Fees

There are no hidden fees or surprises. You’ll always know exactly what you’re paying for.

Total Value of Financed Loans

By Finbee in all operating markets

112 977 760€

  • 6 158
    Number of
    Successful Borrowers

What is most important to us?

Happy Customers

We believe that by understanding your business needs and lending responsibly, we can ensure happy customers—whether you’re borrowing or investing with us.

Transparency and Trust

We’re open and honest in everything we do. By clearly explaining our decisions and processes, we build trust and create strong, reliable relationships with our customers and employees.

Dedicated Team

Our team works together with a shared goal: to support your business. With a focus on teamwork and help, we create a positive work environment that leads to better customer service and helps us meet your expectations.