×
You're on the Polska website. Choose your country or region to see location-specific content:

Simple Business Loans to Help with Everyday Expenses

Running a small business comes with daily costs and surprises. Our Business Loans for Working Capital are designed to help you cover everyday expenses or handle unexpected bills, so your business keeps moving forward.

  • Cover Everyday Costs: Pay for rent, supplies, staff, and other daily expenses.
  • Handle Unexpected Bills: Take care of emergency repairs, last-minute stock purchases, or surprise costs.
  • Keep Cash Flow Steady: Use the loan to manage seasonal slowdowns or bridge gaps between payments.

Apply now

How Can This Loan Help Your Business?

Borrow What You Need:

Get a loan between 5,000 and 200,000 PLN.

Flexible Repayment:

Choose a term from 1 to 3 years.

Fast Decision:

We’ll get back to you within 1 day.

No Extra Fees:

Pay off your loan early without any extra charges.

How Can You Use the Loan?

 

  • Cover payroll: Ensure your employees are paid on time, even during slow seasons.
  • Manage utility bills: Stay on top of electricity, internet, and other essential services.
  • Purchase inventory: Stock up on supplies or materials to meet customer demand.
  • Handle unexpected repairs: Fix equipment, vehicles, or office space without disrupting operations.
  • Pay suppliers: Maintain healthy relationships with vendors by paying on time.
  • Bridge cash flow gaps: Smooth out your finances when waiting for client payments.

Working capital loans are essential for small businesses to keep operations running smoothly. They provide quick access to cash that can be used to cover day-to-day expenses like rent, utilities, and payroll. Additionally, these loans can help manage unexpected costs, such as emergency repairs or sudden inventory needs. By ensuring steady cash flow, working capital loans also allow businesses to navigate seasonal slowdowns or bridge gaps between customer payments, ensuring you have the financial flexibility to maintain and grow your business.

With flexible terms and quick access to funds, our working capital loans are there to support your business’s daily operations.

How to apply for a business loan?

Loan Amount
60 000 PLN
Loan Term
12 months
Prognosed monthy installment:
info
5815.11 PLN
  • 1

    Apply Online

    It take several minutes from start to finish. We're designed with small businesses in mind, so we'll just need the basics about your business to make a decision.

  • 2

    Share Your Business Info

    We’ll ask you a few basic questions about you and your business and will ask some documents to help us understand your financial situation.

  • 3

    Quick Decision

    We’ll run a credit check, and usually get back to you with an offer within 1 work day.

    Get the Funds You Need to Succeed

Our goal is to make the loan process simple and quick, so you can focus on growing your small business. Apply today and see how we can help!

 

Apply

Total Value of Financed Loans

By Finbee in all operating markets

112 977 760€

  • 6 158
    Number of
    Successful Borrowers

What is most important to us?

Happy Customers

We believe that by understanding your business needs and lending responsibly, we can ensure happy customers—whether you’re borrowing or investing with us.

Transparency and Trust

We’re open and honest in everything we do. By clearly explaining our decisions and processes, we build trust and create strong, reliable relationships with our customers and employees.

Dedicated Team

Our team works together with a shared goal: to support your business. With a focus on teamwork and help, we create a positive work environment that leads to better customer service and helps us meet your expectations.